PTC Update for 11/4
I am just going to start out by saying that all PTC’s I test are somewhat guess work. We do not know which one’s will pay and which one’s will not that is why I do not invest in any before I get paid. In the meantime, here is the excel for today only.
Payment Processors the key to your money
Payment processors such as PayPal, AlertPay, Moneybookers and e-gold are key to making money online. Without them everything would be done with credit cards and things would get very confusing very quickly. PayPal is probably the largest payment processor at this point with around 150 million accounts by my best guess. They also are one of the oldest payment processors, being around since late 1999. They also have operations in hundreds of companies. PayPal is a great company to have an account with as you can do business with so many different people.
AlertPay is another payment processor based out of Canada. AlertPay, according to DNS records, was founded on October 30th 2005. Otherwise, their history is very difficult to track. They have no Wikipedia article of anything about it on their website. However, AlertPay is the payment processor of choice for many Paid to Click sites. Paid to Click sites are no longer allowed to use PayPal as a payment processor due to PayPal’s Terms of Service. While PayPal has blocked out this large source of income, AlertPay has welcomed it with open arms. The disadvantage with AlertPay is that many of the bank transfers take a long period of time to get to and from your bank account. In my experience, they have usually taken around 5 business days.
Moneybookers is a payment processor based out of the United Kingdom. They offer a different twist on payment processing. They allow many transactions considered to be “high risk”. These include paid to click sites, casinos and pornography sites. They have very stringent rules of money laundering. Also, there are no fees to the person who is receiving money. The downside once again with Moneybookers it that their support is not very good. They also have fees for everything, sending money, getting a check, using a credit card, getting a deposit in the bank. It is really overkill and if they would eliminate some of the fees it would be very nice.
Revolution Money Exchange or RME is a payment processor based out of Florida. They are very new launching in 2007. They offer $10 for every new account you get to sign up. They do require you to give out your Social Security Number, therefore only U.S. residents can have an account. They have very low fees with no send/recieve fees and free bank transfers. A check from Revolution Money Exchange costs $2.50. I have not had to call Revolution Money Exchange support, so I have no comment on their support. They seem like a nice payment processors overall.
The one payment processor I would avoid entirely is e-gold. They have been the subject of a federal investigation and nearly all of their transactions are considered to be high risk. They have been caught doing some illegal activities and they company itself is not very ready to help you if you have any problems. Use on of the four above, they at least have some policies in place to help you should you need it. I hope you enjoyed this review of different payment processors.
ChaCha
ChaCha is an online people powered search engine. They pay people to answer text message queries about nearly anything. You get $0.20 per text query you answer and it can add up rather quickly. You can either get paid via a EFT at the end of the month or via a special bank account that can only be setup through ChaCha. This bank account comes with a Visa check card that you can use to buy things just like a normal Visa card. The thing about ChaCha is that it is very specific about who it lets in. You must be someone who is from the United States, knows a fair bit about the internet and able to legally work within the United States. You have to go through the ChaCha guide academy, which consists of test queries that are analyzed by ChaCha and then it is determined whether or not you are allowed to become an employee. Don’t worry, it is a simple enough process and ChaCha makes it clear throughout. If you become a ChaCha guide it is a rather nice way to make a few extra bucks. Their guide team is one of the best in motivating you to take on more work. Don’t worry if you do not know how ChaCha works at first, they are there to help you and will make sure you get all the training you need to help people. Have fun with a different job and help others at the same time.
Join ChaCha
Why NOT to use adSense to monetize your site
Adsense is a program used by millions of people to make a little extra money from their blogs. However, adSense is one of the worst programs to monitize your blog with. It pays horribly, and does not afford you the same earnings potential as some other programs. In my experience, adSense would pay around $0.50 per click. That is great and everything but I could earn more with the same amount of clicks. Let’s say I was getting 100 clicks a month, very feasible. That would be $50 if I used adSense to monetize my site. If I got the same amount of clicks and used an affiliate program for that site that was related to the site, figuring on an average conversion rate of 10% at $10 per lead. That would be $100. That is just one instance of how not having CPC ads really helps your bottom line. In fact, you could have even more clicks with affiliate links/banners because more people are likely to be interested in them. I have had sites that have had 500 clicks a month and with that conversion rate are real money makers. So do yourself a favor and dump adSense before they ban you. Plus it is apparent that you can make way more money with affiliate marketing! Enjoy your increased earnings and a better looking website!
TakeTheGlobe
TakeTheGlobe is the only Paid to Click site that I can recommend. They make it easy for you to earn your money and they actually live up to their word. With usually 30-40 ads daily for regular members and as many as 100 total for premium members they make it worth visiting. You can also buy banner ad space and referals. TakeTheGlobe is currently paying members on a 30/60 schedule. 30 business days after requesting cashout premium members are paid and 60 business days after requesting cashout regular members are paid. All payment are made via AlertPay. AlertPay is one of the best payment processors out there and you can register an account easily. If you have any questions, I am a staff member at TakeTheGlobe. Yes, I am a staff member but that doesn’t mean that hundreds of others haven’t said great things about TakeTheGlobe. Join up today and see what TakeTheGlobe is all about.
Amazon Affiliate
If you have not heard of Amazon you must of been living under a rock. After all, it is in the top ten web retailers and handles thousands of transactions daily. Within a few years, you will be able to have all your groceries ordered through Amazon as well. They are a growing company, and you can cash in on it. They have their own affiliate program where you get 4% of anything people buy through your link You get higher percentages as you sell more items. I would recommend signing up for an account if you buy anything on line. Here is a little, dishonest, but still money making trick. Go to a public library and get on the computer open you Amazon link and start ordering. You are not “supposed” to order through your own link, but why not make yourself a little money back? Amazon is a large company and I am sure that they will enjoy giving you your money. The weird thing about Amazon is that they have NET 60 payout. Which means 60 days after the end of the month you made your money in you get paid. Strange idea isn’t it? Well, Amazon is a large affiliate for many people, they just deal with the payment lag. So if you are looking for a good affiliate program with different products that you can really get behind and promote, check out Amazon Affiliates today.
GoDaddy Discounts
While I am not going to do a whole hell of a lot of posts with discount codes in them I thought this was a good idea because I see just how many people are getting ripped off every single day and it ticks me off.
Enter these codes at checkout at GoDaddy to save a heck of a lot of money!
DSC1-10% off any order
DSC3-$6.95 .com registration/renewal
Affiliate Marketing
If you have never heard of affiliate marketing before, you do not know what you are missing. Affiliate marketing is where you promote products for companies to other people. Affiliate marketing is one of the best ways to make money online because the payout is much higher than doing article writing or something like that. You can earn anywhere from $0.25 to $100 in affiliate marketing. The most common way to promote your affiliate links is by putting them on a website. You then use search engine optimization to get people to come to your website and if they are interested enough they will click on they will click on the link and make you some money. If they are not interested it is one more set of eyeballs at your efforts, which is not always a bad thing. Another way to affiliate market is to put up your links on a PayPerClick service such as Google AdWords or Microsoft adCenter. These services promote your ad across their distrobution network and get many different eyeballs to look at them. Those people then click on your link, which can cost a small amount, but in the end will end up making you money. Sometimes clicks are fraudulent due to people trying to make money with their ads. The best thing you can do for your site is to get some PPC ads. PPC ads allow you to reach so many more people than you could do than by just regular web promotion. You can also promote your affiliate links via email, but most users end up thinking that your emails are just another spam message and cause you trouble. It is not worth the hassle to do email marketing as people just do not like getting information about new products sent to them via email. The best thing you can do is either promote your affiliate links on a website or promote them through a PayPerClick search service such as adCenter or AdWords.
Associated Content and Helium
You may have heard about sites online that pay you to do different things. These include take surveys, etc, etc. One of the best sites to do this on is Associated Content. Associated Content or AC as some people call it is one of the largest online libraries of information. They have articles on all sorts of things from cooking to traveling. If you have a lot of life experience and can write rather well this is a great site to join! They pay close to $0.01 per word but if you have good Search Engine Optimization skills you can pull in some good revenue from their CPM program.
Helium is another site that pays you to write. They have a rather confusing payout structure that I never quite understood. That being said, the people I know who write for Helium get paid less than the people I know, and I myself who write for Associated Content. Helium is having a promotion right now for people who write for them, you can find all the information at their site. I would check Helium out and combine it with Associated Content to make the most money writing articles online. Writing online is something that is somewhat time consuming but can bring you some extra money. Most online work will involve writing so why not get your experience up right now.
